Far too often in our busy lives we forget what is really important. The fulfillment that comes from finding time for yourself is as important to ensuring the quality of life for your family.
Of course we need to focus on work to maintain our income and other than the Saturday morning 7am hockey games; we enjoy watching our children play various sports.
But through all the endless requirements, we often neglect our own needs.
Continue reading “Time for Yourself”
Having your family on the same page in regards to spending and savings is a great way to get ahead. Finding ways to learn new budget tips to assist this process can be difficult.
Please see Family Budgets on the needed steps to setup your own personalized family budget.
Below is the first installment of various tips which can help reduce your variable expenses in any given month to give your overall bottom line a much needed BOOST!
Continue reading “Simple Budget Tips – Save More Money”
Setting a realistic family budget is the only tried and true way to fully know your limits in regards to major purchases or booking the warm vacation your family deserves next winter.
It also allows you to review where your money is being spent. One typical rule is a 50-30-20 rule for income where 50% towards necessities (Needs), 30% towards living (Wants) and 20% towards savings & retirement.
Below please find the needed steps to establish a benchmark for your budgeting plans.
Continue reading “Family Budget – The Necessary Evil”
With technology constantly evolving, the ability to turn off your ‘work brain’ is growing more and more difficult. This puts a constant strain on our work life balance.
The majority of corporations integrate many buzzwords into their worker’s daily discussions. These range from ‘breaking down silos’, ‘synergies’ and ‘work life balance.’
Work life balance is a terrific term and a great way to show respect for your workers. The difficult part is discovering a way to actually follow through with the true requirements. Because, how does a company implement a balance while not being able to decrease your workload, not having the ability to hire additional personnel and potentially, having customers, clients or stakeholders that live in other time zones who require timely responses.
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Saving money can be a difficult task and no one wants to be saving for a trip or a family event when a critical appliance or vehicle stops working.
What you need to know is that one of the easiest ways to prevent unforeseen expenditures is to keep a system maintained.
Far too often, an operational device or appliance is left alone until it fails. Creating reminders to up keep systems is a need, not a want.
Continue reading “House Maintenance – Tips & Insight”